DDC Pulwama emphasises saturation of financial security schemes

RK News
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31 Dec 2025

Pulwama, Dec 30: District Development Commissioner (DDC), Pulwama, Dr Basharat Qayoom, on Tuesday chaired the District Level Review Committee (DLRC) meeting for the second quarter of the financial year 2025–26 at Circuit House, Pulwama.

According to a statement issued here, the meeting aimed to assess the performance of banks and line departments under various financial and developmental parameters.

At the outset, the Lead District Manager (LDM), Pulwama, presented a detailed presentation highlighting the district’s banking performance.

The Chair was apprised that Pulwama recorded a year-on-year growth of 8.18 per cent in deposits and 10.49 per cent in advances, while the Credit–Deposit (CD) ratio increased by 2.35 per cent. The district’s CD ratio at the end of the second quarter stood at 111.86 per cent, ranking among the highest in the Union Territory of Jammu and Kashmir.

During the review, Dr Qayoom examined the sector-wise performance of banks against allocated targets and directed all concerned banking institutions to devise a comprehensive action plan to achieve the stipulated targets.

A major focus of the meeting was the implementation and saturation of social security schemes, including Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY).

The DDC reviewed the bank-wise progress under these schemes and directed branch managers to maximise enrolments in a time-bound manner. He further instructed cluster Head to monitor daily progress and ensure priority saturation under these schemes.