DC Budgam stresses on improving credit score, faster approvals under JKCIP

RK News
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31 Jan 2026

Budgam, Jan 30: Deputy Commissioner Budgam, Dr. Bilal Mohi-ud-Din Bhat, on Friday chaired a comprehensive review meeting to assess the progress under the Holistic Agriculture Development Programme (HADP) in Budgam district.

According to a statement issued here, the meeting focused on department-wise achievements, application approvals, unit establishment, fund utilisation, and measures to improve credit score and enhance approval rates under the J&K Credit Incentive Programme (JKCIP).

The meeting was attended by Chief Planning Officer (CPO) Budgam, Chief Agriculture Officer (CAO), Chief Horticulture Officer (CHO), Chief Animal Husbandry Officer (CAHO), Chief Sheep Husbandry Officer (CSHO), besides other concerned district and sectoral officers.

During the meeting, the DC stressed upon strengthening coordination between line departments, banks and implementing agencies to ensure timely sanction of cases, improvement in beneficiaries’ creditworthiness and faster credit linkage under JKCIP.

He emphasized that special focus must be laid on pending and rejected cases, so that genuine beneficiaries are facilitated after removal of deficiencies.

In meeting the chair was apprised that the district received a total of 41432 applications under HADP, out of which 27,569 applications were approved at DLO level and 26,416 at CIC level.

During the current financial year 2025–26, 5,800 units were established, taking the cumulative total to 12,457 units, while 7,086 units are being tracked on the OTA platform.

It was informed that an amount of Rs 1,723.865 Lakh has been released under HADP so far, of which Rs 1,115.887 Lakh has been utilised and Rs 266.191 Lakh booked as expenditure, achieving an overall expenditure of 80.17%.